Mukuru Card

For convenience and great benefits get your Mukuru Card now!


With your Mukuru Card you can:

Send and receive money locally and internationally
Buy airtime, electricity and pay for your DStv
Get your salary paid into your card
Get cashback at retailers & ATMs
Free swipes at retailers
Shop online at your favourite SA retailer
Save money

A card for all your needs

Unleash possibilities using your Mukuru card for your daily needs, whether you are sending money, topping up electricity or paying DStv the Mukuru card lets you do it all with a single card.

Instantly order and collect your Mukuru Card at Pargo pickup points at selected Click stores

Simply follow the below steps to get your card today!

  1. Whatsapp +2786 001 8555 or dial *130*567#
  2. Select> Mukuru Card
  3. Select> Yes, collect at Clicks
  4. Select> A Clicks store location
  5. You will receive a Pargo code via SMS which you can take with your valid ID/Passport to the Clicks store you have chosen

Be sure to activate your Mukuru Card once you have received it:

  1. Follow the activation instructions received with your Mukuru Card
  2. To activate your Mukuru Card, deposit at least R100 onto your card. Click here to find out how to top-up your card

Want to know which Clicks store is closest to you?

Get Your Mukuru Card Today

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Get Started in 5 Easy Steps

Get in touch & order your Mukuru Card

Choose where to collect your Mukuru Card
  • Click & Collect at selected Clicks branches
  • Mukuru Branches
  • Mukuru Agent
Link your Mukuru Card
  • Follow the activation instructions received with your Mukuru Card
Activate your Mukuru Card
  • To activate your Mukuru Card, deposit at least R100 onto your card
    • Click here to find out how to top-up your card
Enjoy all the great features

Helpful Hints

  • You must sign the back of the card in ink immediately when you receive it. 
  • When using POS devices, always check that the card returned to you is yours.
  • Report lost or stolen cards or those not returned by calling 086 001 8555. Similarly, if your PIN has been compromised, stop your card immediately.
  • Only enter your PIN when prompted to do so by the POS device. 
  • Do not disclose your PIN number/s to anyone. To reset your USSD secret PIN, call 086 001 8555 or chat to a consultant on our Mukuru App for assistance.
  • You must memorise your PIN or keep a record of it in a safe place, separate from your card. Do not give your PIN to anyone (even family members).
  • You must keep us updated with your personal information so you can continue to receive product updates.

Mukuru Financial Services (PTY) Ltd is an authorised FSP (FSP 45517)

Mukuru Card Application Form

Have any questions or queries? We love chatting to our customers. Complete the form below and we’ll get back to you.

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