1. Introduction 
    1. The Mukuru Mighty Wanderers Competition (“the Competition”) is being run by Mukuru Money Transfer Limited  (Company Registration number 13982) (“Mukuru) during the period stipulated in the Competition advertising material (“the Competition Period”) subject to these specific terms and conditions and the general terms and conditions for competitions and Competitions which can be found at www.mukuru.com (“Competition Ts & Cs”).  
    2. By participating in the Competition, you confirm that you have read and agree to be legally bound by the Competition Ts & Cs. 
    3. If you have any questions about the Competition Ts & Cs or the Competition itself, please contact us by email at marketing@mukuru.com (weekdays during office hours 08h00 – 17h00). 
  2. Competition Entry Requirements:  
    1. Predict the score/winning team rounds 
      1.  To qualify to participate in the abovementioned rounds of the Competition, you must: 
        1. be a registered Mukuru Customer residing in South Africa, Zimbabwe, Zambia, United Kingdom, Lesotho, Malawi or Botswana (as defined by Mukuru); 
        2. predict the applicable sporting score or the winning team by commenting on the applicable Mukuru Facebook post with your prediction, during the Competition Period (but at all times prior to the relevant event being held); 
        3. follow the link in the Mukuru Facebook post and fill in all your required information to enable Mukuru to verify your entry and communicate with you; 
        4. You must comply with these terms and conditions. 
      2. Quiz rounds 
        1. To qualify to participate in the abovementioned rounds of the Competition, you must: 
          1. be a registered Mukuru Customer residing in South Africa, Zimbabwe, Zambia, United Kingdom, Lesotho, Malawi or Botswana (as defined by Mukuru); 
          2. fill in your answer to the quiz question by commenting on the applicable Mukuru Facebook post, during the Competition Period (but at all times prior to the relevant event being held); 
          3. follow the link in the Mukuru Facebook post and fill in all your required information to enable Mukuru to verify your entry and communicate with you; 
          4. You must comply with these terms and conditions. 
      3. Sending money rounds 
        1. To qualify to participate in the abovementioned rounds of the Competition, you must: 
          1. be a registered Mukuru Customer residing in South Africa, Zimbabwe, Zambia, United Kingdom, Lesotho, Malawi or Botswana (as defined by Mukuru); 
          2. send the minimum amount as stipulated in the Competition advertising material, from South Africa, Zimbabwe, Zambia, United Kingdom, Lesotho, Malawi or Botswana to a recipient located in Malawi, during the Campaign Period; and 
          3. You must comply with these terms and conditions. 
      4. Persons who fulfil the requirements of clause 2.1 or 2.2 or 2.3 above will be referred to as “Qualifying Participants” for the purposes of the Competition. 
      5. Mukuru must process your personal information to validate your entry and if you are a winner, to make the Prize available to you. By entering the Competition, you consent to us processing your personal information for this purpose. If you do not consent, please do not enter the Competition. 
  3. The Reward 
    1. Predict the score/winning team rounds 
      1. All Qualifying Participants of a particular Mukuru Facebook post who correctly predicted the score or the winning team (as applicable) will be entered into a random draw to win a once-off guaranteed amount of airtime. The guaranteed amount of airtime will be the amount stipulated in the Competition advertising material. If the amount stipulated in the Competition advertising material is in a foreign currency, Mukuru will use www.xe.com to convert the amount into the winners local currency on the date of transferring the prize to the winner. 
      2. A maximum of thirty (30) winners will be selected per applicable Mukuru Facebook post. 
      3. Winners will be announced the day after the applicable game on Mukuru’s Facebook page. 
      4. The airtime will be sent directly to the winner’s phone number (as supplied) no later than 7 (seven) working days after the expiry of the Competition Period. 
      5. Quiz rounds 
        1. All Qualifying Participants of a particular Mukuru Facebook post who correctly answered the quiz question will be entered into a random draw to win tickets to a Mukuru Mighty Wanderers game (the game will be at the discretion of Mukuru). 
        2. A maximum of fifteen (15) winners will be selected per applicable Mukuru Facebook post, who will each win two (2) tickets to a Mukuru Mighty Wanderers game (the game will be at the discretion of Mukuru). 
        3. A winner will be required to nominate two people who currently reside in Malawi as the recipients of the prize (the winner can also choose to go himself/herself if he/she is a resident in Malawi). It is understood that Mukuru will only be liable to supply tickets to Malawian residents. 
        4. Winners will be contacted at least three (3) days before the applicable game via telephone and may be announced on Facebook
        5. Winners will be required to collect their tickets on the day of the game at a Mukuru stand which will be placed outside the game venue. 
      6. Sending money rounds 
        1. All Qualifying Participants will be entered into a random draw to win either: 
        2. a once-off guaranteed amount of airtime if the winner resides in South Africa, Zimbabwe, Botswana, Lesotho, United Kingdom, Zambia. The guaranteed amount of airtime is the amount stipulated in the Competition advertising material. If the amount stipulated in the Competition advertising material is in a foreign currency, Mukuru will use www.xe.com to convert the amount into the winners local currency on the date of transferring the prize to the winner. 
        3. OR,two (2) tickets to a Mukuru Mighty Wanderers game (the game will be at the discretion of Mukuru) if the winner resides in Malawi. A winner will be required to nominate two people who currently reside in Malawi as the recipients of the prize (the winner can also choose to go himself/herself if he/she is a resident in Malawi). It is understood that Mukuru will only be liable to supply tickets to Malawian residents. 
        4. A maximum of fifteen (15) winners will be selected per applicable Competition round. 
        5. Winners of the airtime prizes will be announced the day after the applicable game on Mukuru’s Facebook page. 
        6. The airtime will be sent directly to the winner’s phone number (as supplied) no later than 7 (seven) working days after the expiry of the Competition Period. 
        7. Winners of the tickets will be contacted at least three (3) days before the applicable game via telephone and may be announced on Facebook. 
        8. Winners of the tickets will be required to collect their tickets on the day of the game at a Mukuru stand which will be placed outside the game venue. 
  4. General  
    1. Mukuru employees will not be allowed to enter the Competition.  
    2. Qualifying Participants must be 18 years or older. 
    3. Qualifying Participants cannot win more than once 
    4. All costs associated with enjoying the prize will be for the account of the winner, for example transport, beverages etc. 
    5. Mukuru cannot guarantee that the winner and/or nominated beneficiary will be allowed to enter the stadium and such entry will always be subject to the rules of the stadium. 
    6. If for any reason, the Competition cannot run as planned because of any technical failures, unauthorised intervention, computer virus, mobile network failure, stock unavailability, tampering, fraud or any other causes beyond our control which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Competition, we reserve the right to cancel, terminate, modify, suspend or cancel the Competition and/or to disqualify any individual who (whether directly or indirectly) causes (or has caused) the problem.  
    7. Mukuru may vary the terms of or cancel the Competition at any time. Mukuru may vary or cancel the Competition at any time without any liability to any person involved directly or indirectly in the Competition.
    8. The prizes are not transferrable for cash or otherwise.  
    9. Mukuru cannot be held liable for any loss, expense or damage to any person participating in the Competition. 
    10. A failure by Mukuru to enforce any one of the terms and conditions in any instance(s) will not give rise to any claim or right of action by any Qualifying Participant. If Mukuru does not enforce a provision, this will not mean that Mukuru has given up on or lost any rights. 
    11. Mukuru will not assume any liability to any participant, or Qualifying Participant in connection with or arising out of the Competition however it is caused, including for any costs, expenses, forfeited rewards, damages and other liabilities
    12. These Competition Terms and Conditions are governed by the laws of Malawi.