Terms & Conditions for the Mukuru Birthday Competition

  1. Introduction
    1. The Mukuru Birthday Competition (“the Competition”) is being run by Mukuru Africa (Pty) Ltd (Company Registration number 2013/003424/07) (“Mukuru”) from 1 September 2020 – 30 September 2020 (“the Competition Period”) subject to these specific terms and conditions and the general terms and conditions for competitions and Competitions which can be found at www.mukuru.com (“Competition Ts & Cs”).
    2. By participating in the Competition, you confirm that you have read and agree to be legally bound by the Competition Ts & Cs.
    3. If you have any questions about the Competition Ts & Cs or the Competition itself, please contact us by email at marketing@mukuru.com (weekdays during office hours 08h00 – 17h00).
  2. Competition Entry Requirements:
    1. To enter the Competition, you must:
      1. be a registered Zambian, Malawian, Zimbabwean or Botswana Mukuru Customer; and
      2. you must send money from Malawi, Botswana, Zimbabwe or Zambia using the Mukuru Service during the Competition Period.
    2. By entering the Competition, you are granting Mukuru permission and authority to use your name and any photo you use in this Competition for the purposes of this Competition and for marketing communication.
    3. There is no minimum send amount to qualify.
    4. Persons who fulfil the requirements of clause 2.1-2.2 above will be referred to as “Qualifying Participants” for the purposes of the Competition.
  3. The Prize
    1. The Prize:
      1. Each day during the Competition Period Qualifying Participants stand the chance to win their total send amount back to a maximum equivalent of R1500 (One thousand five hundred Rand).
      2. Each day:
        1. One Qualifying Participant from Malawi;
        2. One Qualifying Participant from Zambia;
        3. One Qualifying Participant from Botswana; and
        4. One Qualifying Participant from Zimbabwe
          will win their full send amount back (to a maximum equivalent value of R1500), making it a total of 30 (thirty) winners in each respective country (as listed in clauses 3.1.2.1 – 3.1.2.4) and a total of 120 (one hundred and twenty) winners overall, during the Competition Period.
    2. Winner Selection
      1. Winners will be randomly chosen and announced daily during the Competition Period.
  4. Collecting your Prize
    1. Each Qualifying Participant who receives a Prize will be announced on Mukuru’s Facebook page.
    2. Each Qualifying Participant who is a winner and receives a Prize will receive the Prize into their Mukuru account.
    3. If Mukuru is unable to transfer the Prize to you within 4 (four) days, then the Prize will be forfeited.
  5. General
    1. Mukuru employees will not be allowed to enter the Competition.
    2. Qualifying Participants must be 18 years or older.
    3. If for any reason, the Competition cannot run as planned because of any technical failures, unauthorised intervention, computer virus, mobile network failure, tampering, fraud or any other causes beyond our control which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Competition, we reserve the right to cancel, terminate, modify, suspend or cancel the Competition and/or to disqualify any individual who (whether directly or indirectly) causes (or has caused) the problem.
    4. Mukuru may vary the terms of or cancel the Competition at any time. Mukuru may vary or cancel the Competition at any time without any liability to any person involved directly or indirectly in the Competition.
    5. The Reward is not transferrable except as expressly stated herein.
    6. Mukuru cannot be held liable for any loss, expense or damage to any person participating in the Competition.
    7. A failure by Mukuru to enforce any one of the terms and conditions in any instance(s) will not give rise to any claim or right of action by any Qualifying Participant. If Mukuru does not enforce a provision, this will not mean that Mukuru has given up on or lost any rights.
    8. Mukuru will not assume any liability to any participant, or Qualifying Participant in connection with or arising out of the Competition however it is caused, including for any costs, expenses, forfeited rewards, damages and other liabilities
    9. These Competition Terms and Conditions are governed by the laws of South Africa.