Mukuru Financial Services (Pty) Ltd (“Mukuru”) is an approved Financial Services Provider (FSP), registered under FSP license number 45517 and owns and operates the Mukuru Value Added Services (which include the Mukuru Card and Mukuru Funeral Cover) in South Africa.
Mukuru Financial Services (Pty) Ltd (“Mukuru”) manages the operation of the Mukuru Card. Standard Bank of South Africa Limited (“Standard Bank”) remains the owner of the Mukuru Card at all times. Below you will find the Mukuru Card – Mukuru Terms and Conditions (“Mukuru Terms”) and the Mukuru Card – Standard Bank Terms and Conditions (“Standard Bank Terms”). It is important to understand that both the Mukuru Terms and the Standard Bank Terms govern your use of the Mukuru Card and both constitute legally binding agreements with you. Please make sure that you have read and understood both sets of terms before you use the Mukuru Card.