1.  Introduction
    1. The Mukuru Switch and Save Campaign (“the  Campaign”) is being run by Mukuru Africa (Pty) Ltd  (Company Registration number 2013/003424/07)  (“Mukuru”) from 2 August 2021 to 5 September  2021 (“the Campaign Period”) subject to these  specific terms and conditions and the general terms  and conditions for competitions and Competitions  which can be found at www.mukuru.com (“Competition Ts & Cs”).  
    2. By participating in the Campaign, you confirm that  you have read and agree to be legally bound by the  Competition Ts & Cs.
    3. If you have any questions about the Competition Ts  & Cs or the Campaign itself, please contact us by email at marketing@mukuru.com (weekdays  during office hours 08h00 – 17h00).
  2. Campaign Entry Requirements:  
    1. To qualify to participate in the Campaign, you must:
      1. be a registered Mukuru Customer (as  defined by Mukuru); and
      2. be a Mukuru Customer sending money for the first time using the Mukuru Service; and
      3. have created a Mukuru order via Mukuru’s WhatsApp, USSD, Mukuru App, Mukuru Mobisite or Call Centre (not via a Mukuru branch); and
      4. send a minimum of R601 (Six Hundred and One Rand) from South Africa to a recipient in any of the countries in which Mukuru has a presence, during the Campaign Period; and
      5. you must comply with these terms and  conditions.
    2. Persons who fulfil the requirements of clause 2.1  above will be referred to as “Qualifying  Participants” for the purposes of the Campaign.
    3. Mukuru must process your personal information to  validate your entry and if you are a winner, to make  the Prize available to you. By entering the Campaign, you consent to us processing your  personal information for this purpose. If you do not  consent, please do not enter the Campaign.
  3. The Reward
    1. All Qualifying Participants will pay zero Mukuru  fees on their applicable Mukuru order.
  4. General  
    1. Mukuru employees will not be allowed to enter the  Campaign.
    2. Qualifying Participants must be 18 years or older.
    3. Qualifying Participants cannot participate in the  Campaign more than once.
    4. If for any reason, the Campaign cannot run as  planned because of any technical failures,  unauthorised intervention, computer virus, mobile  network failure, stock unavailability, tampering,  fraud or any other causes beyond our control which  corrupt or affect the administration, security,  fairness, integrity or proper conduct of the  Campaign, we reserve the right to cancel,  terminate, modify, suspend or cancel the  Campaign and/or to disqualify any individual who  (whether directly or indirectly) causes (or has  caused) the problem.  
    5. Mukuru may vary the terms of or cancel the  Campaign at any time. Mukuru may vary or cancel  the Campaign at any time without any liability to  any person involved directly or indirectly in the  Campaign.  
    6. The reward is not transferable for cash or  otherwise.  
    7.  Mukuru cannot be held liable for any loss, expense  or damage to any person participating in the  Campaign.
    8. A failure by Mukuru to enforce any one of the terms  and conditions in any instance(s) will not give rise  to any claim or right of action by any Qualifying  Participant. If Mukuru does not enforce a provision,  this will not mean that Mukuru has given up on or  lost any rights.
    9. Mukuru will not assume any liability to any  participant, or Qualifying Participant in connection  
    10. with or arising out of the Campaign however it is  caused, including for any costs, expenses, forfeited  rewards, damages and other liabilities  
    11. These Campaign Terms and Conditions are  governed by the laws of South Africa.