Mukuru is a leading next generation Fintech business that gives the emerging consumer access to affordable and reliable financial services. Our foundation is built on international money transfers – helping you to move money into, out of, and around Africa. Whether you are sending cash for instant collection or topping up a bank account or mobile wallet, it has never been easier.

From this base we’ve grown to provide a broad range of services to answer all the financial needs of our customers.

Please contact our support department if you have any concerns about your order or chat directly to our support staff using the Mukuru website.

Please quote your order number when you call so that we can help you quickly.

Your recipient will be sent a voucher number via SMS/Whatsapp with collection details. They will need to take the voucher number and their proof of ID to one of our Branches, Booths or Collection Partners. Our partners vary from banks, retail outlets and mobile wallets.

You can send money home today! As soon as you have signed up for your Mukuru account, either online or over the telephone, you can immediately start sending money back home.

Payments can be made to Mukuru in one of the following ways:

• Cash: via any of our retail partners. Please remember to quote your order number as the reference so that we can track your payment.
• Online or Telephone Banking: by transferring money to our bank accounts using the online banking or telephone banking options offered by your bank account. Please remember to quote your order number as the reference so that we can track and match your payment. Our banking details will be sent to you if you choose to pay via one of our banking partners.

An order is the registered purchase of a product or service that you’ve created either online or telephonically.

Having your customer number close at hand allows our customer service staff to access your details quickly, making it easier for them to assist you further.

Unfortunately not. To ensure our high standards of security are maintained, we will never allow anyone else to use someone else’s account. To help us maintain the highest security standards, please take a couple of minutes to establish your own Mukuru account.

Our sign up process is easy provided you have the correct documentation, namely: 

proof of ID, proof of income and proof of residency.

A Mukuru account is a confidential account, which keeps track of both your orders and your recipients’ details. We continually update our systems and will never pass on your personal details to a third party.

• As an online customer you can place orders, view and amend recipient details, and even replicate previous orders, all online, using your account. 
• If you prefer to transact over the telephone you will still have a Mukuru account, managed by one of our operators who will update the details of your orders as and when you wish to place them.

Swati Nationals:

• Collection Below E5000: ID or passport only
• Collection Above E5000: ID/Passport and Proof of address
• Sending Below E5000: ID/passport only
• Sending Above E5000: ID/passport+Proof of residence and proof of income

Foreign nationals:

Collection Below E5000:

Valid Passport with either:

• valid permit
• permit renewal letter
• entry stamp within 30 days

Collection above E5000:

Valid Passport with either:

• valid permit
• permit renewal letter
• entry stamp within 30 days
  And proof of residence

Sending Below E5000:

Valid Passport with either:

• valid permit
• permit renewal letter
• entry stamp within 30 days

Sending Above E5000

Valid Passport with either:

• valid permit
• permit renewal letter
• entry stamp within 30 days
  And proof of residence and proof of income

• You can collect cash at any Mukuru Branch 
• You can receive money via MTN (MoMo) mobile wallet