Mukuru Card
Send money locally and internationally to over 60 countries using your Mukuru Card and enjoy lower transfer fees when sending to a Mukuru Wallet in Zimbabwe, Zambia, Malawi and more.
Mukuru Card Benefits
Send and receive money locally and internationally
Save 20% on transfer fees when you send to a Mukuru Wallet
Receive your salary onto your Mukuru Card
Apply for a Mukuru Fast Loan *subject to approval
Buy data, airtime, electricity, entertainment vouchers and pay your DStv
Withdraw funds at retailers and ATMs
Save 20% when you pay with your Mukuru Card
Send money to a Mukuru Wallet in Zimbabwe, Malawi, or Zambia and get 20% off transfer fees. Enjoy the fastest, safest, and most affordable way to send more home with Mukuru
Signing Up is EASY!
All you need is a valid South African ID or a valid foreign passport.
Get Paid the Smart Way
Say goodbye to long queues and delays. Get your salary paid directly on to your Mukuru Card its safe and secure!
Getting Your EFT Details
To find your EFT details:
Your EFT details will appear as follows:
Bank Name: Access Bank
Branch Code: 410506
Account Number: Your Unique 11-digit Number
Note: Mukuru Cards use Access Bank to receive EFTs
How to set up and activate your card:
For more useful information about your Mukuru Card, view our Card Brochure.
Learn how to get and use a Mukuru Card
What our customers are saying about their Mukuru Card
* This does not constitute financial advice
Mukuru Card Safety Tips
As a valued Mukuru customer, here are a few security tips to be aware of. These are by no means a complete list and it remains your responsibility to keep your Mukuru account safe!
Protect your PIN
- When creating your PIN, don’t use easy combinations or obvious numbers like your birthday and do not use repeating or sequential numbers.
- Do not reuse the same PIN across multiple accounts or devices.
- Do not write your PIN down or share your PIN with anyone, including any Mukuru employees or agents. We will never ask you for your PIN.
- If you’re at an ATM, be aware of who else is around you and make sure you cover the keypad when you put in your PIN.
Protect your phone
Protect your card
Contact us immediately to block your Mukuru account if :
If your phone or Mukuru card is accessed by someone else, you could lose the money in your Mukuru account and personal information that is important to you.
* A SIM swap is when someone tricks your mobile phone company into giving them a new SIM card with your phone number. They pretend to be you, often using stolen personal information. Once they get the new SIM card, they can receive your calls and texts, including verification codes for your accounts, which lets them access your online accounts and steal your money or personal information. It’s like switching your phone number to a different phone without you knowing.
